USCIS recently introduced an important change affecting green card applicants who rely on a sponsor to meet the financial requirements for the I-864 Affidavit of Support.
Form I-864, Affidavit of Support, is a legally binding form used to show that a green card applicant has sufficient financial support and is unlikely to become a public charge. The sponsor of the I-864 is generally the U.S. citizen or lawful permanent resident who filed the immigrant petition. If the petitioner does not meet the income requirement for their household size, a joint sponsor may be needed.
Under new USCIS policies, sponsors and joint sponsors are now required to provide additional financial information, including their credit score and credit report.
USCIS has also released a new edition of Form I-864 reflecting these changes, which will be required beginning October 1.
Why does this matter?
A sponsor or joint sponsor with poor credit, high debt, late payments, collections, or bankruptcy could face greater scrutiny because USCIS may question whether they are financially capable of supporting the intending immigrant. This could result in requests for additional evidence, processing delays, or a determination that the sponsor or joint sponsor does not qualify.
If a sponsor has a credit or security freeze in place, USCIS may be unable to access the information needed to evaluate Form I-864.
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